What is the Pune Vs Mumbai Cost of Living?

Pune vs Mumbai: Cost of Living

Moving to a new city? If you are confused about the cost of living in Pune and Mumbai, here is all you need to know.

The term ‘cost of living’ refers to the amount required to cover basic expenses like housing, food, taxes, and healthcare in a specific place and period. The Pune vs Mumbai cost of living is an indicator that compares living expenses in one city with another. In Maharashtra, after Mumbai, Pune is considered another most expensive city. Pune is a metro city that offers an astounding lifestyle and unmatched living conditions.

Various factors, including location, type of accommodation, monthly rent, distance from the workplace and financial status, determine Mumbai’s cost of living. Many employment opportunities are provided for people from various backgrounds in Mumbai, as it is the financial capital of India.

What is the Cost of Living?

A rough estimate of different types of expenditure that a family has to bear for living in the city to analyse the cost of living. Based on the cost of owning/renting a home, electricity bill, bare minimum cost of buying fruits and vegetables, internet expenses, commuting, eating out, schooling, and car fuel, the below evaluation has been performed. Keep reading to know more about Pune vs Mumbai cost of living.

Pune Vs Mumbai Cost of Living

What is the Cost of Living for Students and Bachelors in Pune?

If you’re planning to stay alone, opting for paying guest accommodation in Pune or a co-living apartment equipped with all amenities and facilities available in the rental amount would be the best option for you. Based on the location and the comfort amenities provided, the average cost of rent in Pune may differ, ranging from Rs 15,000 – Rs 25,000 per month.

Suppose you are planning to live in a shared apartment with two other friends, then to bring down the living cost in Pune, you can divide all the household cost equivalent to a family of three among each other equally. The expenses for the cook/maid, maintenance charges of the flat, Wi-Fi bill, etc., will also be a part of the cost of living.

In general, cabs are provided by the company for picking up and dropping off the employees. But, you would have to travel on private taxis for daily commuting if you have to travel by your means. Depending upon the distance you have to travel, the cost of travelling may reach up to Rs 3,000; this will further contribute to your overall living expenses in the city of Pune.

What is the Cost of Living for Students and Bachelor in Mumbai?

You might choose a shared flat in Mumbai if you are single. The price per bed ranges from 10,000 to 20,000 rupees, depending on the location and amenities offered. If you prefer a meal facility, the cost of living in Mumbai might reach 30,000 rupees per month.

You won’t have to pay extra for Mumbai’s solitary living expenditures because most services and amenities are included in the shared housing. To cover increased living costs in Mumbai, you could need to spend an extra Rs 5,000 per month if you opt for independent living.

With the help of the regional train system and BEST buses, Mumbai is well-linked. A monthly pass might cost anywhere between Rs 300 and Rs 700, depending on the level of comfort (AC or non-AC) and daily mileage you require.

What is the Cost of Living with Family and Children in Pune?

If you’ve estimated a family’s cost of living in Pune and decided to reside in one of the city’s upscale neighbourhoods, you could have to budget between 30,000 and 40,000 rupees per month for a 2 BHK property. But if you’re searching for a 2BHK flat in a typical area of Pune, you may discover some great possibilities for between Rs 20,000 and Rs 30,000.

Around Rs 20,000–25,000 is spent each month on utilities, tuition, food, clothes, a maid’s wages, housekeeping, childcare and babysitting, and other lifestyle-related costs.

If you choose to travel privately, you will be responsible for the cost of petrol, and it is based on the travel distance and current fuel prices. Depending on your vehicle’s type and daily usage, you could pay at least Rs 4,000 per month at the present rate.

What is the Cost of Living in Mumbai for a Family with Children?

It will cost you between 40,000–50,000 rupees per month to rent a 2BHK flat in Mumbai just outside or on the city centre’s outskirts. The two outlying suburbs of Mumbai are Thane and Navi Mumbai, where real estate rates are reasonable, but transportation expenses are higher (the cost of living in Mumbai).

Families with children and dual-earner households must pay for necessities, including food, clothes, tuition, maid services, and upkeep. Depending on several variables, this can range from Rs 25,000 to Rs 30,000.

Depending on the distance you commute in a private vehicle, your monthly fuel expenses might range from Rs 5,000 to Rs 6,000.


Pune vs Mumbai cost of living depends on the locality where you live and the kind of property ownership you have. Depending on how far your home is from your workplace, living in Pune includes transportation costs and conveyance charges. However, Pune’s public transportation options are minimal. Depending on your purchasing habits, property type, and commute habits, the monthly cost of living in Mumbai differs for students, couples, families, and singles.


What is the Pune vs Mumbai cost of living?

If you compare the cost of living in Pune with Mumbai, then while you are living in Mumbai, you will have to spend 139000 rupees a month, but for Pune, it will be around 99000 (assumption: you live on rent in both cities).

Is it more affordable to live in Mumbai than in Delhi?

Comparing the cost of living in Delhi with that in Mumbai, it came to be known that the latter is 8 per cent more expensive than the former, as reports tell.

Which city in India is the most expensive for ex-pats?

According to Mercer’s 2021 Cost of Living Survey, Mumbai was the most expensive city in India and one of the top 20 in all Asia. In 2022, it fell to the 78th position.

What is the cost of living without rent in Mumbai?

If you have a family of four, your monthly expenses will be around Rs 1 lakh.